1. Get to know the area before you buy
A good agent will describe an area honestly but it’s always wise to revisit a property at different times. Make a list of what’s important to you and consider how far you’re willing to live from local shops, schools or public transport. Using an agent with local knowledge gives you the edge when finding out about the area you are looking at. Use our Map Search to help get your bearings
2. Use local estate agents’ websites
Instead of just relying on big property websites like Zoopla, Rightmove or On the Market it’s worth checking the local agent’s own site or registering for their updates. Often you may get to know about new properties sooner. Use our Latest Properties search to keep up to date.
3. Deciding on a property
When you find a property you should arrange to look at it to make sure it is what you will need and to get some idea of whether or not you will have to spend any additional money on the property, for example, for repairs or decoration. Be open-minded – some properties need to be viewed to fully appreciate what they have to offer. Use our Viewing Request Form to book a viewing.
4. Energy Performance Certificates
If you are thinking of buying a property, you must receive an Energy Performance Certificate (EPC), free of charge. An EPC gives information on the energy efficiency of a property using A to G ratings, with A being the most energy efficient and G the least efficient. The certificate is produced by an accredited domestic energy assessor.
5. Is the property leasehold or freehold?
Freehold property: If the property is freehold, this means that the land on which the property is built is part of the sale and no ground rent or service charge is payable.
Leasehold property: A property may be leasehold, which means that the land on which the property is built is not part of the sale. You have to pay ground rent to the owner of the land – who is called the freeholder.
6. Making an offer
When you have found a property you wish to buy you should tell the estate agent what you are prepared to pay for the property. The estate agent will then put this offer to the owners. If the owners do not accept the first offer put to them by you, you can decide to make an increased offer. If you make a written offer it will always be made subject to contract. This means that you will not be committed to the purchase before finding out more about the state of the property. If you make an oral offer this is never legally binding. If you are making an offer Contact Us for advice.
7. When the offer has been accepted
When your offer for the property has been accepted you will have to consider arranging your mortgage, whether a survey is necessary and instructing solicitors. We work with a very experienced team of solicitors and financial consultants if you would like to be introduced to them please use our Partners Enquiry Form to find out more.